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Debit and credit card transactions and purchases strengthened in February,

Debit and credit card transactions and purchases strengthened in February,

Velera Payments Index: Card Transactions and Delinquencies Rise

By Roy Urrico.

Roy Urrico

Mar 204 min read

One credit union cracked the list of Top 50 ACH Originators and seven CUs were in the Top 50 of ACH Receivers.

One credit union cracked the list of Top 50 ACH Originators and seven CUs were in the Top 50 of ACH Receivers.

ACH Payments Exceeded 35 Billion in 2025

By Roy Urrico

Roy Urrico

Mar 62 min read

Transactions and purchase growth, using debit and credit cards, remained resilient, according to the February edition of the Velera Payments Index.

Transactions and purchase growth, using debit and credit cards, remained resilient, according to the February edition of the Velera Payments Index.

Velera Payments Report: Consumer Spending Steadies, BNPL Debit Usage Grows

By Roy Urrico

Roy Urrico

Feb 204 min read

In November 2025, year-over-year consumer spending growth remained consistent and positive.

In November 2025, year-over-year consumer spending growth remained consistent and positive.

Consumer Holiday Spending Remained Steady and Positive Per 'Velera Payments Index'

By Roy Urrico

Roy Urrico

Jan 74 min read

"The rapid rise of money services, driven by peer-to-peer platforms and emerging fintech solutions, underscores a collective shift from cash to digital payments..."

"The rapid rise of money services, driven by peer-to-peer platforms and emerging fintech solutions, underscores a collective shift from cash to digital payments..."

Velera Payments Index: Consumer Spending Shows Resilience Heading into Holiday Season

By Roy Urrico

Roy Urrico

Nov 21, 20255 min read

Credit unions, as well as other small and medium financial institutions (FIs), need to integrate digital payments and stablecoins with tech modernization to compete.

Credit unions, as well as other small and medium financial institutions (FIs), need to integrate digital payments and stablecoins with tech modernization to compete.

Credit Unions – and Other FIs – Must Use Caution in Using Third-Party Crypto Platforms

By Roy Urrico

Roy Urrico

Nov 14, 20255 min read

The October 2025 Velera Payments Index shared monthly and quarterly insights on credit card balances, delinquencies, and mobile wallet activity.

The October 2025 Velera Payments Index shared monthly and quarterly insights on credit card balances, delinquencies, and mobile wallet activity.

Consumer Credit and Debit Spending Holds Steady Per Latest Velera Payments Index

By Roy Urrico

Roy Urrico

Oct 24, 20254 min read

Consumer payment preferences are evolving according to Velera’s "Eye on Payments" study.

Consumer payment preferences are evolving according to Velera’s "Eye on Payments" study.

Velera’s Payments Study Reveals Consumers Want Choice

By Roy Urrico

Roy Urrico

Oct 17, 20255 min read

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