Lending

"Household debt can be a helpful tool for managing major expenses, like buying a home or paying school tuition, but it can also become a significant burden if left unchecked..."

heir solutions enable lending decisions by analyzing real-time cash flow data rather than relying solely on traditional credit scores.

How KeySavvy's platform enables credit unions like Great Basin Federal Credit Union to overcome the traditional complexities of private-party auto lending by converting the sale into a secure, all-digital dealer transaction.

First-party fraud, which includes misrepresenting or giving false personal or account information for financial gain, represented 36% of all reported fraud in 2024.

By Roy Urrico Asset-based lending (ABL) is a business financing option typically backed by tangible resources including accounts...

Removing barriers to real-time microlending.

Outsourcing for specific needs.

Easier access to funds for members.

A way to help FIs make quick decisions about small business loans.

Building an experience through onboarding members and loans.

“The rising interest rate environment, the likes of which hasn’t been seen in decades, is creating new pressure..."

Forecasting the upcoming year puts deposits and branches on the front burner.

A challenge to the traditional credit and lending initiative.

Outsourcing in a smart manner can help credit unions manage business processes.

By Roy Urrico. A couple of reports that could help credit unions understand potential borrowers’ current state of mind, literally.

By Roy Urrico. a nationwide mortgage lending survey by Costa Mesa, Calif.-based MeridianLink.

By Roy Urrico. A women-led fintech platform deploys corporate cash gathered from impact investors through CFIs.

By Roy Urrico. New York City based Argyle, a payroll connectivity platform aims to helps credit unions grow home finance market share.

By Roy Urrico. Two fintechs partner to connect connects turned-down borrowers with the resources needed to obtain loan approvals.

By Roy Urrico. CFSI Loan Management, an end-to-end construction risk mitigation company, makes it easier to take on construction loans.

By Roy Urrico. Union Credit, a marketplace for credit unions to make firm, one-click credit offers at the point of purchase.

By Roy Urrico. Fort Wayne, Ind.-based Partners 1st Federal Credit Union announced its transition to the real-time DNA core from Fiserv.

By Roy Urrico. Many credit unions have lending capabilities restricted by legacy cores and siloed systems.

By Roy Urrico. IFT launched its fully compliant and brandable IFT Ignite BPO platform.

By Roy Urrico. Eltropy, which provides digital communications platforms, partnered with collections firm AKUVO.

By Roy Urrico. A recent survey revealed that credit unions and community FIs are missing out on small business revenue opportunities.

By Roy Urrico. Q2 reps sat down with Finopotamus at FinovateFall 2022 to discuss recent announcments including Rocket Mortgage partnership.

By Roy Urrico. Dallas-based OrangeGrid launched its loss mitigation platform to quickly provide relief with focused default capabilities.

By Roy Urrico. Two fintechs — Inovatec Systems and AFG Canada — to support auto leasing programs available to Canadian credit unions.

By Roy Urrico. Matthew Tevis, of Chatham Financial, helps break down the NCUA's new derivation rules.

Highlighting Two Reports: from PSCU and the FFIEC.

By Roy Urrico. San Francisco-based Upgrade lets credit unions purchase loans and card receivables originated through Upgrade.

By Roy Urrico. Two former bankers' mission is for FIs to take full advantage of the data they own.

By Roy Urrico. There are opportunities for credit unions to navigate through a changing 2022 economic environment.

By Roy Urrico. TrackStar.ai, an Arizona startup believes its predictive API could help credit unions offer more loan opportunities.