Payments

"We're seeing a shift toward essential purchases, cautious discretionary spending and early stockpiling — especially among younger consumers..."

Financially healthy credit card holders are much more satisfied than those who are less fiscally sound.

"We're starting to see a shift in how households manage day-to-day spending..."

"Rewards and loyalty programs are most effective when they reflect the real behaviors and preferences of members."

“Being delinquent on debt can lead to fees, credit score damage, increased interest rates and other negative repercussions..."

"Consumer goods categories led the push, possibly signifying increased purchasing ahead of anticipated tariff impacts, indicated the report, which also featured a deep dive into digital payments."

By Roy Urrico Finopotamus aims to highlight white papers, surveys, blogs and reports that provide a glimpse as to what is taking place...

"Banks and credit unions want to help their customers to build better financial health."

By Roy Urrico Finopotamus aims to highlight white papers, surveys, blogs and reports that provide a glimpse as to what is taking place...

By Roy Urrico Mastercard recently announced One Credential, a single digitally connected option that gives consumers multiple ways to...

By Roy Urrico Consumer sentiment started weakening in February 2025 over concerns of anticipated inflation increases. While growth in...

“FIs face repercussions from regulators and card networks for the violative activity of merchants in their portfolios."

What is the a disconnect in instant payments for financial institutions that prevents them from delivering value to customer

Velera Payments Index to help credit unions and other financial institutions make strategic, data-informed decisions.

A three-point increase for December is continued growth and a positive sign for small business owners.

Velera offers a look at payment trends.

The study offers key insights to help tackle challenges and uncover opportunities for growth.

Growth in consumer card spending improved in October.

This research study explores the factors influencing consumers when it comes to choice and usage of different payment methods.

Gauging small business activity.

Inspire FCU is first Bloom+ client. Uses alternative data to help build credit profile.

Helping patients leads to new revenue source.

Consumers spending cautiously even on travel.

New CFPB ruling gives CUs a better BNPL option to offer.

Recognizing and addressing payment fraud.

“The rising interest rate environment, the likes of which hasn’t been seen in decades, is creating new pressure..."

June Velera Payment report shows consumers spending.

WEOKIE Federal Credit Union eliminated many manual processes under one umbrella platform.

How are members spending? The latest trends.

What to do as Fedwire deadline approaches?

The April 2024 edition of the Payments Index reports consumer spending, mainly with debit cards over credit cards, remained steady for March

A pair of payment reports for credit unions offer details and perspectives.

However, you look at it members are using credit more than before, according to two payment reports.

Two reports show business steady and getting a boost.

PSCU/Co-op Solutions found growth in debit and credit usage, as well as buy now, pay later (BNPL) purchases.

By Roy Urrico. Co-op Solutions and PSCU announced they have closed the deal to combine their two organizations.

By Roy Urrico. A new survey explored consumers’ decisions about gift giving and holiday travel this year, as well credit usage.

By Roy Urrico. Summarized below are November 2023 payments reports from two organizations, PSCU and Co-op Solutions.

By Roy Urrico. Co-op analysts see an active holiday shopping season.

By Roy Urrico. Summarized are October 2023 payments reports from two organizations, Co-op Solutions and PSCU, that work closely with CUs.

By Roy Urrico. September 2023 payments reports from PSCU and Co-op Solutions.

By Roy Urrico. There are generational differences in the way people viewed credit for summer spending, according to a survey.

By Roy Urrico. Summarized here are August 2023 payments reports from Co-op Solutions and PSCU.

By Roy Urrico. Summarized are July 2023 payments reports from PSCU and Co-op Solutions.

The Fed announced 57 early adopter organizations completed formal testing and certification in advance of the FedNow Service’s July launch.

By Roy Urrico. LexisNexis Risk Solutions’ annual Cybercrime Report titled, "Trust and Collaboration as Foundations to Fight Fraud."

By Roy Urrico. Reports from Juniper Research and NCC Group respectively warn of a dramatic rise in payment fraud and ransomware threats.

By Roy Urrico. Summarized are June payments reports from Co-op Solutions and PSCU.

By Roy Urrico. Summarized are recent payments reports from PSCU and Co-op Solutions.

By Roy Urrico. Alkami released released its 2023 Alkami Data Telemetry Report: State of the Industry.