Looking Across the Pond at Next-Generation Omnichannel Payments

By W.B. King

When it comes to cloud-native card processing platforms, what occurs in Europe often impacts American innovation and regulation. To this end, Finopotamus shares recent news out of Amsterdam: How Buckaroo scaled omnichannel payments with Silverflow.

“Buckaroo was looking for a payment processing solution that is agile, innovative, and provides robust data and functionality. Silverflow’s agility, partnered with its cloud-based application programming interfaces (API) platform is the perfect fit for Buckaroo,” Buckaroo Chief Commercial Officer Maurits Dekker said in 2023, when the two companies first partnered. “The combined payments knowledge and expertise of Buckaroo and Silverflow will ensure a fast, cost-effective deployment—meeting Buckeroo’s merchant growth plans.”

The Netherlands-based Buckaroo has been operating in the payments space since 2005. “Silverflow helped us move from legacy integration to a modern, API-first processing environment in a matter of months,” Buckaroo CTO Jelle Hoes said about the enhanced partnership offering in September 2025. “We’re building a new system that connects to Silverflow as a single gateway for all channels, from e-commerce and POS (point of sale). That’s a major shift and Silverflow’s flexibility helps us get there faster.” 

A Strategy to Unify E-Commerce

With offices in the Netherlands, U.K. and New York City, Silverflow, which works with payment service providers, payment facilitators, acquirers and merchants, bills itself as providing a “payment processing platform designed for today's payment needs and fit for the future. A cloud-native solution with a single API to the card networks. One platform with one connection.”

The September 2025 joint announcement of the release of Silverflow’s cloud-native card processing platform is part of a strategy to unify e-commerce and point-of-sale (POS) acquiring, explained Hoes.

The new platform will enable Buckaroo to:

• Deliver real-time onboarding, authorization and settlement processes.

• Launch SoftPOS capabilities and mobile-first payment acceptance with minimal custom development.

• Provide merchants with direct visibility and control through built-in chargeback and reconciliation tools.

• Eliminate costly intermediaries in the acquiring value chain.

  
  

“Buckaroo’s vision for unified payments and innovation aligns perfectly with our platform’s capabilities,” noted Anne Willem de Vries, co-founder and CEO at Silverflow. “By removing the limitations of legacy systems, we help partners like Buckaroo launch faster, scale smarter, and focus on delivering the modern experiences their merchants expect.”

Buckaroo, Hoes said, will continue to build on its partnership with Silverflow. Upcoming initiatives include network tokenization for recurring payments and a fully unified payment gateway across all channels. “This collaboration marks a key step in Buckaroo’s long-term strategy to lead in a rapidly evolving, omnichannel payment landscape,” he noted.

Stateside Deployment

In 2023, Silverflow made news on this side of the pond when it aligned with the Atlanta-based Transaction Services (TRX), a payment processing company that works with credit unions, banks and other financial institutions. The company, which also operates in the automative, retail and mobile merchant spaces, bills itself at providing robust payment processing and settlement solutions that further enhance treasury and cash management offerings.

“By partnering with Silverflow, our customers will enjoy quicker implementations and integrations, even greater data insights, and expanded global processing capabilities,” CEO Scott Martin noted. “Most importantly, we share a mutual commitment to best-in-class customer service and support.”

Martin further explained that Silverflow's innovative platform enabled TRX to “harness the power” of AWS cloud infrastructure, which empowers businesses to effortlessly expand their global presence. Willem de Vries said the company’s technology “simplifies the process of launching new acquiring territories, providing easy access to worldwide transaction processing on a single API.” Martin added: “TRX, in collaboration with a leading US-acquiring bank, will utilize Silverflow's easy-to-use API to power the full range of TRX's merchants from card-not-present to card-present, including POS, SoftPOS, and mobile POS.”