InfoSec People Profile: LexisNexis Risk Solutions’ Kimberly White

By Roy Urrico

Finopotamus presents InfoSec People Profiles, a series spotlighting individuals working in information security (infosec), cybersecurity and/or information governance to protect data and transactions at credit unions, other financial institutions, and fintechs serving the financial services industry.

Kimberly White, senior director of market planning for fraud and identity in North America, LexisNexis Risk Solutions

Kimberly White, in her role as senior director of market planning for fraud and identity in North America, focuses on the strategic and commercial direction of Atlanta-based LexisNexis Risk Solutions. The company specializes in helping organizations, including financial institutions, evolve technologically while protecting critical and personal information.

White defined LexisNexis Risk Solutions as providing data, analytics and technology at a high level that helps organizations make better risk decisions. “In the context of information security and cybersecurity, our focus is largely on identity intelligence and fraud risk management.”

Proud of Her Roots

As “a proud Midwesterner,” White stayed close to home for her undergraduate work at Miami University in Oxford, Ohio, she told Finopotamus. “I really enjoyed working with data, which is highlighted throughout most of my career, and I was one of the first cohorts to take classes in decision sciences, which I minored in with my major in finance.”

In the early 2000s, White recalled focusing her professional career “on the financial management track, with rotations in audit, cost accounting, financial planning and analysis at NCR. First corporate, then moving to the retail division with rotations in server manufacturing and eventually working with Teradata (a division of NCR) from a sales financial planning perspective.”

White’s emphasis, at the time, was combining her data background with management strategy. “I earned my MBA in business strategy from Emory University’s Goizueta Business School (in Atlanta), while working full-time. Early in my career, I worked in product strategy and product management roles within the financial technology space,” she said.

The Pull Toward Infosec

Her work in fraud and identity at LexisNexis, which began in 2008, pulled White into the information security world. (LexisNexis Risk Solutions officially launched as a separate company in 2011).

“As banking and payments moved online, questions shifted from simply processing transactions to verifying who is behind them. I began working on identity management and fraud solutions in product roles and quickly realized how central identity intelligence is to cybersecurity and fraud prevention,” White said.

“Over the years I’ve worked across product management, product marketing and market strategy roles focused on identity verification, authentication and fraud detection,” White recalled. “That experience ultimately led me to my current role at LexisNexis Risk Solutions, where I focus on the strategic direction of fraud and identity solutions in North America.”

Helping FIs Assess Risk

LexisNexis Risk Solutions helps organizations verify identities, authenticate users, detect fraud patterns and assess risk across digital interactions, White noted. That encompasses solutions used during new account onboarding, login authentication, payment transactions and other high-risk events.

“Financial institutions – including credit unions – use these capabilities to strengthen security without creating unnecessary friction for legitimate members,” White told Finopotamus. “The goal is to enable trusted digital interactions by combining identity data, analytics and behavioral signals to distinguish real users from fraudulent activity.”

White also noted, “Organizations like LexisNexis Risk Solutions are helping financial institutions combine identity data, analytics and behavioral intelligence to create a more complete view of the customer. That allows institutions to step up security only when risk is elevated, while keeping the experience simple for legitimate members.”

For LexisNexis Risk Solutions, that means analyzing market trends, understanding how fraud threats are evolving, and working with product and technology teams to guide the roadmap for solutions that address those challenges, White explained. “I spend a lot of time working with customers – including banks, fintechs and credit unions – to understand where they’re seeing pressure from fraud and how their security needs are changing.”

Today’s Most Dangerous Threats

“While I’m not on the front lines of security operations, my role sits at the intersection of market insight, product strategy and fraud prevention, helping ensure that the solutions we build are aligned with the risks financial institutions face today – and in the future,” White said.

The biggest concern right now is how quickly, and at scale, fraud tactics evolve alongside new technologies, especially artificial intelligence (AI)-enabled fraud, White acknowledged. “Criminal networks are extremely agile, and they adopt new tools very quickly. We see this manifesting with analysis we shared in the LexisNexis Cybercrime Report.” (The report, The Calm Before the Storm? covered by Finopotamus, is an analysis of more than 104 billion global transactions in the LexisNexis Digital Identity Network platform during 2024)

“In today’s digital economy with AI-enabled fraud, identity has become the new security perimeter,” said White. “The institutions that succeed will be the ones that can confidently recognize legitimate members while stopping fraud in real time.”

White also revealed the growing threat of deepfakes and synthetic identity fraud. “These identities are often used to open new accounts and build credit profiles over time before the fraud occurs,” she said. “Because the identity or identity document appears legitimate, these cases can be difficult to detect without sophisticated identity analytics.”

The challenge for credit unions is that security controls must continuously evolve without making the member experience overly complex, suggested White. “The future of cybersecurity in financial services will be defined by how well we understand identity – not just at login, but throughout the entire customer journey.”