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 AmeriCU Credit Union Expands Homeownership Support Through Federal Home Loan Bank of New York’s Homebuyer Dream Programs

  • Writer: Kelsie Papenhausen
    Kelsie Papenhausen
  • 56 minutes ago
  • 2 min read

ROME, NY – OCTOBER 22, 2025: Homeownership is not out of reach with AmeriCU Credit Union and the Federal Home Loan Bank of New York’s Homebuyer Dream Program (HDP), Homebuyer Dream Program Plus (HDP Plus), and the New Homebuyer Dream Program Wealth Builder (HDP Wealth Builder).

 

Additional grant funds of up to $10,000 have been made available to assist eligible first-time homebuyers with down payments, closing costs, and counseling services. Additional programs are also available to support first-generation homebuyers in qualifying communities.

 

“Buying a home for the first time is incredibly exciting but can also be a little scary,” said Mary Leuthauser, AmeriCU’s AVP of Mortgage Loan Operations.  “Our mortgage team is knowledgeable in guiding applicants through available grant opportunities to help first-time buyers overcome financial challenges – making their dream of homeownership a reality!”   

 

This year, with access to all three programs, AmeriCU can help even more individuals and families take the next step toward homeownership. Owning a home is more than just having a place to live – it’s about stability, financial security, and building a future. AmeriCU remains committed to helping members through every step of their home journey.

 

To learn more about AmeriCU Credit Union Mortgages and the Homebuyer Dream Program, visit www.americu.org/mortgages/.

 

About AmeriCU Credit Union

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. Serving 24 counties in New York and beyond, AmeriCU provides you with all the products and services you need – often with low or no fees, and better rates. Celebrating its 75th anniversary, AmeriCU has grown to serve more than 170,000 members, 21 financial centers, and $2.8 billion in assets, while remaining dedicated to empowering members and supporting communities. AmeriCU is headquartered in Rome, New York, and is among the State’s largest, full-service financial cooperatives. For more information, visit www.AmeriCU.org. Equal Housing Lender – Federally Insured by NCUA – Membership Eligibility Required.

 
 
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