Vizo Financial Gives Back More Than $4.8 Million to Capital Members

Greensboro, N.C. (December 11, 2025) – Vizo Financial is giving back more than $4.8 million to capital members in the form of a service usage credit and a higher rate on the Perpetual Contributed Capital (PCC) account in December.

“The past year has been a very successful one thanks in large part to our capital members, something we are very grateful for,” said Fred Eisel, Vizo Financial’s president/CEO. “As a token of our gratitude, we’re thrilled to be able to share our financial success with those who have supported us most in the form of these generous givebacks.”

This giveback is comprised of two components. First, Vizo Financial will be paying a bonus rate to all PCC accounts in December. Second, the Corporate is giving an additional dividend to PCC and Non-Perpetual Capital Account (NCA) members based on how many products and services the credit union uses between Vizo Financial and its payments CUSO, MY CU Services, through the Member Incentive Credit (MIC) program.

The MIC program, which first launched in 2023, allows Vizo Financial to distribute a portion of earnings to each member based on their usage of key services. The more key services used, the larger the dividend. Distributions are issued annually based on financial performance and with board approval.

This year, capital members that utilized five to seven eligible services will receive a credit of 75 percent of their annual billings, and capital members that used one to four eligible services will receive a 37.5 percent credit of their annual billings from October 2024 through September 2025.

In total, Vizo Financial's MIC program will award over $3.8 million, along with the increased bonus rate on PCC, for an overall distribution of over $4.8 million to PCC and NCA members.

“On behalf of the entire staff and board of Vizo Financial, we want to say thank you to our credit union members. We truly value your business, trust and ongoing support,” said Eisel.

About Vizo Financial Corporate Credit Union

Vizo Financial Corporate Credit Union is a cooperative built by credit unions. We’re a state-charted corporate credit union and a provider of back-office solutions in the areas of money management, payments, risk management and education. We’re a forward-thinking organization that places a strong emphasis on innovation, strategy and building connections. But, even more than that, we’re allies to a 1,000+ credit unions, CUSOs, leagues and chapters nationwide. Our mission is to help accelerate credit union success. Discover more at www.vfccu.org.