Vine Expands AI Lending Platform to Handle Audited and Interim Financial Documents

-New capabilities expand the amount of data lenders can import into their unified workflow-

AUSTIN, Texas; November 4, 2025 — Vine Financial, a commercial lending accelerator for banks and credit unions, updated its platform to read additional financial statements to help lenders make fast, more accurate credit decisions for commercial borrowers.

The update further reduces manual data entry by extending Vine’s AI-powered document reading capabilities beyond tax returns to include audited and interim financials. By automatically importing financial data into lenders’ personalized spreading templates, the platform supports faster loan decisions, strengthens audit readiness, and gives lenders confidence in their credit quality. 

“Manual data entry slows down lenders’ decisions and introduces errors that can affect their credit quality,” said David Eads, CEO and co-founder of Vine. “By expanding our capabilities in the Vine platform, we’re automating even more of the process so lenders are free to make faster, more accurate decisions and create better borrower experiences.”

With the ability to add audited and interim financials to tax return data, lenders can more easily see a borrower’s complete financial picture, especially for recent periods without tax return data. This is particularly valuable for lenders who have borrowers with audited financials.

This expansion broadens the situations where Vine accelerates the lending process with greater accuracy, speed and auditability. With Vine, banks and credit unions can further streamline document reading and data entry to gain efficiencies that help them stay competitive and profitable. 

About Vine

Vine is a faster, more accurate, and more auditable Commercial Lending Accelerator for banks and credit unions. From document reading to spreading to document generation, Vine empowers lenders with the tools they need, all in one platform. With Vine, financial institutions can deliver faster decisions, provide more value, and build stronger relationships. For more information, visit vinefin.com.