Partner With Crypto Startups to Capitalize on Stablecoin "Revenue Boom", Fintech CEO Urges Regional Banks
- Kelsie Papenhausen

- Jan 22
- 2 min read
Regional banks must now partner with crypto startups to capitalize on “booming” stablecoin revenues, or risk being locked out of the market by their larger competitors, urges Adam Turmakhan, CEO of TurmaFinTech.
Turmakhan's intervention follows news that stablecoin transactions rose to a record $33tn in 2025. Banks across the US, such as JPMorgan, are already profiting heavily from the market, and for Turmakhan, it’s critical that regional banks don’t miss out on the spoils.
Turmakhan argues that, for regional banks with less capital than their larger counterparts, partnering with crypto startups offers a cheaper alternative to give their customers stablecoin market access – and fast.
Miami, January 22 – Regional banks must now partner with crypto startups to capitalize on “booming” stablecoin revenues, or risk being locked out of the market by their larger competitors, urges Adam Turmakhan, CEO of TurmaFinTech.
Turmakhan's intervention follows news that stablecoin transactions rose to a record $33tn in 2025. Banks across the US are already profiting from the market’s rise – JPMorgan alone, for example, brought in $4.7bn in Q2 2025, following the launch of their own deposit token. For Turmakhan, the trend is just too lucrative for regional banks to miss.
While larger banks have the resources to build the infrastructure to facilitate stablecoin transactions in-house, Turmakhan knows this isn't feasible for more capital-tight institutions, like regional banks. Nevertheless, with high earners twice as likely to engage in the cryptocurrency market, Turmakhan argues that these frameworks will soon be crucial to attract new, wealthy consumers.
For regional banks to offer stablecoin services to their customers, Turmakhan asserts that they must partner with crypto startups. Regional banks are already behind on the industry’s digitalization, but by partnering with frontline innovators, he argues that they will be able to capitalize on the market’s consumer demand quickly, cheaply, and without unnecessary in-house experimentation.
Turmakhan understands that facilitating consumer access to stablecoins is complex, but he urges regional banks to now treat this as a strategic priority – before larger banks gain another competitive edge and lock them out of the market completely.
Adam Turmakhan, CEO of TurmaFinTech, said: “Right now, regional banks should see the stablecoin market as their golden ticket to soaring revenues. If they want to cash in, however, then they must partner with crypto startups to meet the ever-growing consumer demand for digital assets.
“Banking giants like JPMorgan are already reaping the rewards, and while I recognize that these capital-tight institutions don't have the same firepower, they must still enter the fray. That’s where crypto startups come in. By partnering with them, regional banks can skip the in-house experimentation and give their customers access to the booming stablecoin market at a fraction of the cost.
“The fact is that the Big Four already dominate over half the industry’s profits. Regional banks cannot afford to give them another competitive edge. They must act now to build out their stablecoin offering and attract more customers while the market is still hot. If they don’t, I fear they’ll miss out on the spoils completely.”



