Large Banks Eye the Middle Market: What Community Financial Institutions Should Know

WHAT: Earlier this month, Capital One highlighted the middle-market segment as a strategic growth opportunity within its commercial bank, underscoring how larger financial institutions are investing to capture commercial relationships.

Pair this with McKinsey’s 2025 Corporate and Commercial Deposits Survey citing about 20% of corporate and commercial clients switch their primary operational deposit bank each year.

WHY: These developments highlight a broader shift in how commercial banking customers evaluate banking partners based on digital treasury capabilities, payment infrastructure and operational efficiency.

WHO: Jason Schwabline, Chief Commercial Officer, CheckAlt, is available to provide expert commentary on how community financial institutions can retain and strengthen commercial banking relationships as competition intensifies. 

Schwabline brings more than 20 years of experience in financial technology, with deep expertise across payments, check processing and receivables management. He can offer insights on:

• What’s driving commercial relationship migration as businesses grow

• Why commercial customers reconsider banking partners as their needs evolve

• How community financial institutions retain growing commercial customers

  
  

• The role payment operations play in commercial banking decisions

About CheckAlt

CheckAlt is a leader in payment management, delivering a complete receivables solution that seamlessly processes both paper and digital payments. From traditional lockbox services to our advanced electronic lockbox, and from ACH to credit and debit card payments, we simplify B2B and C2B transactions for hundreds of financial institutions, fintechs, and businesses nationwide. Organizations trust CheckAlt to accelerate payment processing, improve operational efficiency, and deliver secure, digital-first solutions. With innovation and a commitment to exceptional service at our core, we empower businesses to manage payments more efficiently and securely. For more information visit www.checkalt.com.