Klar to Soon Expand Its Financial Ecosystem with the Acquisition of Yave, a Company 100% Specialized in Mortgages

• The strategic integration of the digital mortgage platform will allow Klar to expand its financial ecosystem in the future, offering agile, transparent, and 100% digital housing solutions.

• This move seeks to help bridge the financial inclusion gap in a sector where only 5.6% of the adult population holds a formal mortgage.

MEXICO CITY, May 18, 2026. Klar, the leading financial platform in Mexico, today announces a strategic milestone in its growth trajectory: the acquisition of Yave, the pioneer digital mortgage platform in the Mexican market, backed by an extraordinary team with extensive industry experience. This acquisition marks Klar's future foray into the mortgage lending sector, strengthening its commitment to offering comprehensive, frictionless options for millions of Mexicans. It also represents a strategic step to continue expanding its collateralized credit offerings in the future, including segments such as auto loans

This move responds to a critical need in a country where access to homeownership remains a structural challenge. According to the National Financial Inclusion Survey (ENIF), only 5.6% of the adult population in Mexico has a formal mortgage. By integrating the technological agility of its data-driven model, Klar positions itself as a key solution to bridge this gap, enabling historically underserved sectors to access housing fairly and transparently.

The integration of Yave will allow Klar to offer housing solutions under the same model of simplicity that characterizes its current products. By combining Klar's technology with Yave's specialized expertise in the real estate sector, users will, in the near future, be able to manage mortgages in a 100% digital manner, eliminating the bureaucratic processes and long wait times of traditional banking.

Founded by Andrés Avalos and Bernardo Silva, Yave marked a milestone in the PropTech sector by granting its first loan in 2018. Since its inception, it positioned itself as the first mortgage startup to achieve a completely digital, branchless process, transforming the traditional home-buying experience. Thanks to this innovative, user-centric approach, the company has reached a historic milestone by originating nearly 5 billion pesos, reaffirming its leadership in the modernization of real estate financing.

Projected benefits of the integration for users:

• 100% digital process: Full management directly from the platform, with no need for physical branches.

• Agile approvals: Use of advanced risk models and artificial intelligence to provide responses in record time.

• Personalized offers: Loans tailored to the real needs of consumers, fostering responsible wealth growth

"At Klar, we want to be a relevant factor in more of our users' financial decisions. Housing is probably the most important economic and emotional decision in a person's life, and we want to be there, accompanying them at that moment where wealth and dreams come together. With Yave, we are taking a natural step to be present not only in their daily financial lives but also in the milestones that shape their lives," said Stefan Möller, CEO and Founder of Klar.

For his part, Bernardo Silva, founder of Yave, commented, "From the beginning, at Yave we set out to transform access to mortgage credit in Mexico through technology, transparency, and a customer-centric experience. Joining Klar—a platform that shares our vision of financial inclusion and world-class technological execution—will allow us to accelerate that impact and bring housing solutions to a much larger scale."

Currently, Klar offers a comprehensive ecosystem that includes a debit account with up to 15% annual yield, a Platinum card, fixed or flexible investments, a credit card, a secured credit card, personal loans, utility payments, and interest-free monthly installments (meses sin intereses), as well as a broad offering for SMEs and corporations through Klar Empresarial.

About Klar:

Klar is a Sociedad Financiera Popular (Sofipo) that is revolutionizing the financial landscape in Mexico. With 100% digital solutions in credit, investment, and business services, Klar offers a modern and transparent alternative for both individuals and businesses to manage their finances with freedom and efficiency.