Element 22 Commercial Group Announces Strategic FinTech Partnership with Community Capital to Enhance Loan Participation Platform for Credit Union and Bank Clients

The partnership delivers a modern, technology-enabled solution to streamline participations, expand access to curated deal flow, and enhance portfolio management

JUNE 3, 2026 / KALAMAZOO, MI – Element 22 Commercial Group (“Element 22”), a leading Credit Union Service Organization (“CUSO”), providing comprehensive commercial lending solutions, today announced a strategic partnership with Community Capital Technology Inc. (“Community Capital”), a premier digital loan marketplace and

analytics platform. Through this partnership, Element 22 Commercial Group will leverage Community Capital’s industry-leading technology and Element 22’s innovative focus to transform its commercial loan participation program, delivering a more sophisticated, scalable, and technology-driven experience for credit union and bank

partners nationwide.

The collaboration enables Element 22 to provide its members with a more effective and streamlined approach to sourcing, managing, and executing loan participations. Through Community Capital’s technology platform, Element 22 clients gain access to curated, high-quality deal flow, a centralized system for managing participation

transactions, and seamless access to deal documentation—all within a secure, intuitive digital environment.

In addition, the platform integrates advanced data and analytics capabilities, including direct access to NCUA and FDIC call report data and robust deal-level insights powered by Community Capital’s proprietary QuickScore, which leverages Delfi Labs’s AI-native analytics engine to provide real-time, institution-specific insights into a participation’s balance sheet impact. These tools will equip Element 22 clients with enhanced transparency and decision-making intelligence, enabling more informed underwriting, portfolio optimization, and risk management.

“Our focus has always been on thinking outside of the box to deliverer exceptional service and high-quality lending solutions to our clients,” said Kenneth Leonard, CEO of Element 22 Commercial Group. “Partnering with Community Capital allows us to bring a more innovative, technology-forward approach to loan participations—one that

improves efficiency, expands access to opportunities, drives better decisioning, and ultimately helps our clients better serve their communities.”

“Element 22 is an incredibly forward-thinking organization with a strong commitment to delivering value across the entire commercial lending lifecycle,” said Garrett Smith, CEO and Founder of Community Capital. “We are excited to support their continued growth by providing a modern infrastructure for participation management, enhanced deal

distribution, and data-driven insights. Together, we are enabling their clients to operate more efficiently, enhance their opportunity pipeline, and make more informed credit decisions.”

This partnership reflects a shared forward focused vision between Element 22 and Community Capital to modernize the commercial lending ecosystem for community-based financial institutions. By combining Element 22’s deep expertise in lending services with Community Capital’s advanced technology platform, the collaboration

is designed to drive greater efficiency, transparency, and scalability across the loan participation market and beyond.

About Element 22 Commercial Group

Element 22 Commercial Group, headquartered in Kalamazoo, Michigan, supports credit unions and banks nationwide with comprehensive commercial lending solutions. Their services span the full lending lifecycle, including loan sourcing, underwriting, documentation, servicing, and loan participations. With a strong focus on service quality, the Element 22 Commercial Group team is dedicated to helping clients efficiently and effectively meet their Member Business Lending (MBL)/Commercial lending needs. For more information, visit www.element22cg.com.

About Community Capital Technology Inc. (“Community Capital”)

Community Capital is a digital platform for optimizing the management of loan portfolios. Its loan transaction marketplace provides Regional Banks, Community Banks, CUSOs, Credit Unions, and other non-bank originators or credit investors with a simpler, more cost-effective, and transparent way to buy, sell, and participate in loans. Member institutions can efficiently source opportunities, connect with partners, manage

risk, and drive returns—ultimately improving access to capital for the communities they serve. For more information, visit www.communityct.com.