Cotribute and Corelation Expand Partnership to Deliver AI Growth Agents to Credit Unions

Integration via Keystone API enables smarter acquisition, cross-sell, and relationship growth without replacing existing digital origination tools

ANAHEIM, Calif., Nov. 4, 2025 — Cotribute, the award-winning digital growth platform for credit unions, today announced the official launch of its AI Growth Agents for credit unions using the Corelation core platform, made possible through a seamless integration with Corelation’s Keystone API.

This partnership empowers credit unions to deploy AI-driven acquisition, cross-sell, and relationship growth strategies, without the need to replace existing origination systems. The launch underscores the shared commitment of Cotribute and Corelation to helping modern credit unions grow more intelligently, efficiently, and digitally by layering innovation on top of trusted infrastructure.

“This is a great example of two progressive platforms coming together to deliver real value,” said Tim Maron, Chief Revenue Officer at Corelation. “By integrating Cotribute’s AI Growth Agents with our Keystone API, we’re giving credit unions the ability to grow faster and smarter without disruption — and that’s exactly what they’re asking for.”

Cotribute’s AI Growth Agents include:

· AI Acquisition Agent – Helps credit unions identify the right target personas and messaging to improve member acquisition.

· AI Cross-Selling Agent – Surfaces the next best product during onboarding and via follow-up, increasing product-per-member engagement.

· AI Relationship Growth Agent – Re-engages indirect or single-product members using hyper-personalized insights based on credit and income data.

These agents are now available to all Corelation clients, working seamlessly with existing onboarding and digital origination tools, eliminating the need for rip-and-replace conversions. Credit unions can explore pilot programs and webinars to experience the platform firsthand.

“We’re proud to deepen our collaboration with Corelation and bring this joint innovation to life,” said Philip Paul, CEO of Cotribute. “Credit unions don’t want to rip out their existing tools — they want intelligent growth layered on top. This is what the market has been asking for, and now it’s here.”

Two leading credit unions, Credit Union 1 and Nutmeg State Financial Credit Union, are already clients of both Corelation and Cotribute, and have been recognized by the industry for their innovation and performance.

“Both Corelation and Cotribute have been instrumental in helping us deliver fast, scalable growth,” said Todd Gunderson, President and CEO of Credit Union 1. “Their platforms give us the flexibility, intelligence, and integration we need to keep up with — and outperform — much larger institutions.”

Credit Union 1 was awarded the 2025 Finopotamus Growth Award for its transformational membership and deposit growth. Meanwhile, Nutmeg State FCU, recipient of the 2024 Finopotamus Game Changer Award, has expanded its use of digital tools to enhance member service.

“We’re always looking for innovative ways to serve our members better,” said John Holt, President and CEO of Nutmeg State Financial Credit Union. “The combination of Cotribute’s digital origination and AI capabilities with Corelation’s flexible core has enabled us to modernize our experience while staying true to our mission.”

About Cotribute

Cotribute is the Intelligent Digital Growth Platform for financial institutions and is trusted by the fastest growing financial institutions. Designed to layer on top of existing core, loan origination, and digital banking systems, Cotribute enables banks and credit unions to accelerate account and loan origination, deepen product adoption, and power AI-driven growth without disrupting existing infrastructure. Cotribute’s composable platform includes account opening, loan origination, cross-sell flows, onboarding journeys, and AI Growth Agents that combine deterministic, generative, agentic and human-in-the-loop AI to deliver measurable impact. Learn more at www.cotribute.com

About Corelation

Corelation is a credit union-focused core provider delivering future-ready technology through its open Keystone platform. With a growing ecosystem of integrated partners, Corelation enables credit unions to scale with agility, improve member experiences, and embrace innovation without compromise.