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Bloom Credit Uses Alternative Data to Boost Credit Profiles
Inspire FCU is first Bloom+ client. Uses alternative data to help build credit profile.
Roy Urrico
Aug 21, 20245 min read
2024 Tekkie Award for Revenue Growth: Clarity Credit Union
Helping patients leads to new revenue source.
Roy Urrico
Aug 11, 20243 min read
Velera’s Payments Report: Shows Debits Improving, Credit Slowing
Consumers spending cautiously even on travel.
Roy Urrico
Jul 24, 20245 min read
New CFPB Ruling Offers Credit Unions’ BNPL Plans a Competitive Advantage
New CFPB ruling gives CUs a better BNPL option to offer.
Roy Urrico
Jul 12, 20244 min read
Payment Fraud, a Growing Concern for Merchants and Financial Institutions
Recognizing and addressing payment fraud.
Roy Urrico
Jul 10, 20244 min read
Alkami Research Identifies Impact of Current Interest Rate Environment on FIs and Consumers
“The rising interest rate environment, the likes of which hasn’t been seen in decades, is creating new pressure..."
Roy Urrico
Jul 3, 20244 min read
Velera Payment Report Shows Debit Spending Accelerating and EV Cars Presenting Credit Union Opportunities
June Velera Payment report shows consumers spending.
Roy Urrico
Jun 26, 20244 min read
WEOKIE FCU SWIVELs to a Unified Transaction Enablement Platform
WEOKIE Federal Credit Union eliminated many manual processes under one umbrella platform.
Roy Urrico
May 31, 20245 min read
Newly Branded, Velera Payment Index Finds Modest Consumer Spending Reflected in Credit and Debit Spending
How are members spending? The latest trends.
Roy Urrico
May 22, 20244 min read
Finastra Expert Provides ISO 20022 Primer as Fedwire Deadline Approaches
What to do as Fedwire deadline approaches?
Roy Urrico
May 17, 20245 min read
PSCU/Co-op Solutions: Consolidated Payments Report Sees Steady Card Spending Activity
The April 2024 edition of the Payments Index reports consumer spending, mainly with debit cards over credit cards, remained steady for March
Roy Urrico
Apr 19, 20243 min read
Growing Gambling Market, Tightening Credit, Offer Different Credit Union Opportunities: PSCU/Co-op Solutions Reports
A pair of payment reports for credit unions offer details and perspectives.
Roy Urrico
Mar 22, 20245 min read
Payment Reports Shows Post Holiday Grind Impacting Spending, Credit and Debit
However, you look at it members are using credit more than before, according to two payment reports.
Roy Urrico
Feb 21, 20244 min read
Steadying Consumer Spending and Biometric POS Spending Help Business Market
Two reports show business steady and getting a boost.
Roy Urrico
Feb 8, 20243 min read
PSCU/Co-op Solutions Payment Reports Show Rise in Debit, Credit and BNPL Holiday Purchases
PSCU/Co-op Solutions found growth in debit and credit usage, as well as buy now, pay later (BNPL) purchases.
Roy Urrico
Jan 19, 20246 min read
Co-op Solutions and PSCU Close Merger Deal; Issue Independent December 2023 Payment Reports
By Roy Urrico. Co-op Solutions and PSCU announced they have closed the deal to combine their two organizations.
Roy Urrico
Jan 4, 20246 min read
Survey: Holiday Consumers Spending Less but Not on Gift Giving
By Roy Urrico. A new survey explored consumers’ decisions about gift giving and holiday travel this year, as well credit usage.
Roy Urrico
Dec 1, 20233 min read
PSCU and Co-op Solutions Payment Reports Show Consumer Price Concerns Not Slowing Down Credit Usage
By Roy Urrico. Summarized below are November 2023 payments reports from two organizations, PSCU and Co-op Solutions.
Roy Urrico
Nov 22, 20236 min read
Three 2023 Holiday Spending Predictions from Co-op Solutions Analysts
By Roy Urrico. Co-op analysts see an active holiday shopping season.
Roy Urrico
Nov 3, 20235 min read
Co-op Solutions and PSCU Spending Reports Show Rise in Credit Usage
By Roy Urrico. Summarized are October 2023 payments reports from two organizations, Co-op Solutions and PSCU, that work closely with CUs.
Roy Urrico
Oct 25, 20235 min read
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