top of page
Household Debt and Mortgages Rise in Report Roundup
"Household debt can be a helpful tool for managing major expenses, like buying a home or paying school tuition, but it can also become a significant burden if left unchecked..."
Roy Urrico
Aug 84 min read
Carrington Labs Brings Lending Solutions to U.S. Banking
heir solutions enable lending decisions by analyzing real-time cash flow data rather than relying solely on traditional credit scores.
Roy Urrico
Aug 13 min read
KeySavvy Platform Modernizes Private-Party Auto Lending for Credit Unions
How KeySavvy's platform enables credit unions like Great Basin Federal Credit Union to overcome the traditional complexities of private-party auto lending by converting the sale into a secure, all-digital dealer transaction.
John San Filippo
Jun 303 min read
Cybersecurity Roundup: the Rise of First-Party Fraud; and Some Consumers Deterred by Biometrics
First-party fraud, which includes misrepresenting or giving false personal or account information for financial gain, represented 36% of all reported fraud in 2024.
Roy Urrico
Jun 114 min read
Asset-Based Lending: Alternative Financing for Hard-Pressed Business Members
By Roy Urrico Asset-based lending (ABL) is a business financing option typically backed by tangible resources including accounts...
Roy Urrico
Apr 164 min read
Helping Members Get Financial Help When They Need it
Removing barriers to real-time microlending.
Roy Urrico
Dec 9, 20245 min read
Smart-Sourcing Credit Union Lending Services
Outsourcing for specific needs.
Roy Urrico
Oct 18, 20245 min read
Happy Money Helps Create New Growth Opportunity for Credit Unions
Easier access to funds for members.
Roy Urrico
Oct 2, 20242 min read
Rapid Finance Lynx FIs with Small Business Lending Data
A way to help FIs make quick decisions about small business loans.
Roy Urrico
Sep 12, 20245 min read
Jovia Shifts to Clutch for Loan and Deposit Engines
Building an experience through onboarding members and loans.
Roy Urrico
Aug 30, 20245 min read
Alkami Research Identifies Impact of Current Interest Rate Environment on FIs and Consumers
“The rising interest rate environment, the likes of which hasn’t been seen in decades, is creating new pressure..."
Roy Urrico
Jul 3, 20244 min read
Bancography Outlook on 2024 Trends and Challenges Highlights Deposits to Fund Loans and Retaining Branches
Forecasting the upcoming year puts deposits and branches on the front burner.
Roy Urrico
May 8, 20245 min read
Klarna Challenges Traditional Credit Model
A challenge to the traditional credit and lending initiative.
Roy Urrico
Apr 5, 20243 min read
IFT: ‘Smartsourcing’ Can Solve Immediate Credit Union Workforce Needs
Outsourcing in a smart manner can help credit unions manage business processes.
Roy Urrico
Mar 20, 20246 min read
Reports Suggest Saving for a House, and Property Investment Interest, Vary Widely by States
By Roy Urrico. A couple of reports that could help credit unions understand potential borrowers’ current state of mind, literally.
Roy Urrico
Nov 8, 20234 min read
A Third of Americans Less Confident They Can Afford a Home
By Roy Urrico. a nationwide mortgage lending survey by Costa Mesa, Calif.-based MeridianLink.
Roy Urrico
Sep 27, 20233 min read
CNote Deploys Corporate Dollars to Drive Community Development
By Roy Urrico. A women-led fintech platform deploys corporate cash gathered from impact investors through CFIs.
Roy Urrico
Jul 26, 20235 min read
Employment Verification Platform Aims to Help CU Home Finance Market
By Roy Urrico. New York City based Argyle, a payroll connectivity platform aims to helps credit unions grow home finance market share.
Roy Urrico
Jun 30, 20235 min read
Fintechs Partner to Expand Lender Options for the Underserved
By Roy Urrico. Two fintechs partner to connect connects turned-down borrowers with the resources needed to obtain loan approvals.
Roy Urrico
Jun 14, 20234 min read
Making Construction Loans Easier to Take On
By Roy Urrico. CFSI Loan Management, an end-to-end construction risk mitigation company, makes it easier to take on construction loans.
Roy Urrico
May 10, 20235 min read
bottom of page