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Finopotamus News
All original financial technology (fintech) and credit union content created by Finopotamus writers and guest contributors.


Growth Pace Slows but Consumer Spending Stays Positive
"Rewards and loyalty programs are most effective when they reflect the real behaviors and preferences of members."

Roy Urrico
Jun 20, 20253 min read


GAO Report on AI Calls into Question NCUA Oversight and CU’s Ability to Compete
Understanding the credit union AI dilemma.

W.B. King
Jun 19, 20254 min read


Debt Delinquencies’ Impact on Certain States and Individuals
“Being delinquent on debt can lead to fees, credit score damage, increased interest rates and other negative repercussions..."

Roy Urrico
Jun 18, 20253 min read


Stablecoin Being Positioned as the New Global Financial Architecture Model
Understanding a stablecoin-ready banking platform.

W.B. King
Jun 17, 20253 min read


Neural Rails Aims to Revolutionize Credit Union Digital Sales with AI
Rick Phillips, founder and CEO of Neural Rails, is spearheading a movement to transform how credit unions engage with members online.

John San Filippo
Jun 16, 20254 min read


Reports: Is There an Over-Sharing with LLMs (Like ChatGPT)?, Elder Fraud Increases, and Crypto-Obsessed States
Fifty-two percent of U.S. adults use LLMs, like ChatGPT, with a third believing they are now “too dependent” on them for answers.

Roy Urrico
Jun 13, 20255 min read


Jack Henry Report Warns FIs About Being a Fast Follower
Getting ahead of the tech curve.

W.B. King
Jun 12, 20253 min read


Cybersecurity Roundup: the Rise of First-Party Fraud; and Some Consumers Deterred by Biometrics
First-party fraud, which includes misrepresenting or giving false personal or account information for financial gain, represented 36% of all reported fraud in 2024.

Roy Urrico
Jun 11, 20254 min read


Using Next Gen Tech to Attract Younger Members
Bridging legacy tech and digital-savvy members.

W.B. King
Jun 10, 20253 min read


Creating a Responsible AI Policy that Flexes with the Future
Guest Editorial by Kayley Grant, Regulatory Compliance Officer, ViClarity

Kayley Grant
Jun 9, 20254 min read


Payments Forum Reveals Focus on Modernization, Business Payments, ISO 20022 Deadline and Partnerships
"Meeting in person brings such value to interacting with customers and learning about their needs, challenges, strategies."

Roy Urrico
Jun 6, 20254 min read


From Data to AI to Security, Alkami Report Investigates FI Digital Maturity Rates
Digital maturity requires understanding culture, strategy, and technology.

W.B. King
Jun 5, 20255 min read


Growth in Credit and Debit Activity Pushes Consumer Purchasing Behavior Per Velera Payments Report
"Consumer goods categories led the push, possibly signifying increased purchasing ahead of anticipated tariff impacts, indicated the report, which also featured a deep dive into digital payments."

Roy Urrico
Jun 4, 20254 min read


Prizeout Launches ‘Game Changing’ Debit Card Rewards Program
Modernizing the member experience.

W.B. King
Jun 3, 20253 min read


The Future of Lending Is AI-Native: A Conversation with Casca CEO Lukas Haffer
Casca claims to offer the first AI-native LOS, designed especially for Small Business Administration (SBA) and other commercial lending.

John San Filippo
Jun 2, 20254 min read


InfoSec People Profile: InvestiFi CEO Kian Sarreshteh
"Information security is something that is of the utmost importance for our business, and it really has been since inception."

Roy Urrico
May 30, 20256 min read


Squeezed by Lawsuits, CFPB Drops Support for Dodd-Frank’s Open Banking Initiative
Who should control your financial data?

W.B. King
May 29, 20253 min read


Delivering AI-Driven Loan Decisioning to Credit Unions
"Mid-market financial institutions today face a critical challenge: Consumers now expect instant, seamless, and highly personalized experiences."

Roy Urrico
May 28, 20256 min read


Tech People in the Know: Delfi’s Joseph Ahn
Maintaining trust and transparency with AI.

W.B. King
May 27, 20255 min read


2025 Strategy Benchmark: Efficiency, Data, and Gen Z Are Key for Financial Institutions
Jack Henry Senior Director of Corporate Strategy Lee Wetherington recently spoke with Finopotamus about key takeaways from the company’s 2025 Strategy Benchmark Study.

John San Filippo
May 23, 20255 min read
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